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War on Terror The Rise of the US PATRIOT Act Essay example

â€Å"The War on Terror: The Rising of the US PATRIOT Act† America, once considered the land of the free and the home of the brave. That was until, September 11, 2001 when terrorist succeeded with a planned attack on the World Trade Center and the Pentagon. That day â€Å"the United States government announced its intentions to begin a War on Terrorism (or War on Terror), a protracted struggle against terrorists and states that aid terrorists† (WAR ON TERROR). I think the terrorist attack that took place that day demanded for a response like the one given. America knows the face of war and that face is usually seen on the battlefield, not in the streets of a highly populated city. The 11 Hijackers that executed the attack on September 11 were not†¦show more content†¦In it he states â€Å"Tonight, we are a country awakened to danger and called to defend freedom. Our grief has turned to anger and anger to resolution. Whether we bring our enemies to justice or bring justice to our enemies, justice will be done† (George W . Bush After September 11) .A demand for a war on terror made perfect sense. American people around the world wanted justice to be served. We wanted to hold someone accountable for the destruction on that horrific day. We wanted to be insured that such devastation would not happen again or at least not as easily the next time. One month and three days later Bill â€Å"H.R.3162, Titled: To deter and punish terrorist acts in the United States and around the world, to enhance law enforcement investigatory tools, and for other purposes† (USA PATRIOT Act), was proposed to congress. The USA PATRIOT ACT which stand for â€Å"Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism† (USA PATRIOT Act). Was revised on the 24th for only one hour and passed through the house with a yea and nay vote of 357 to 66. On October 25th it passed through the senate without an amendment with a record vote number of 98 to 1. The bill was pushed through the house at record breaking speed, the reason being that this bill was needed to fight terrorist and prevent future attacks. The US PATRIOT ACT when passed gave the federal government what it has always wanted. For yearsShow MoreRelatedThe war on terror Essay1291 Words   |  6 PagesEver since the beginning of the terrorist attacks on American soil, the War on Terror has been involved in the lives of Americans and nations near us. The War on Terror’s background originated through conflicts between warring countries in the Middle East; U.S. involvement started when a terrorist guided plane crashed into the World Trade Center on September 11, 2001 in New York City. The attack was suspected to be the work of the middle-eastern terrorist group Al-Qaeda. The U.S. military, underRead MoreThe Importance Of The Salem Witch Trials And The Cold War1454 Words   |  6 Pagesquestioned; to answer this question, we must ask ourselves how these hunts have kept us safe. In The Crucible, Arthur Miller describes the â€Å"perverse manifestations of panic† in Salem, MA, as Puritans accuse their neighbors of practicing witchcraft (Miller 5). Miller sarcastically reveals the true motives of Salem’s judicial system and accusers, creating an allegory between the Salem witch trials and the Cold War â€Å"red scare†. Although Miller mocks the idea of witch-hunts, are they completely unwarrantedRead More Stopping Terrorism Worldwide Essay953 Words   |  4 Pagespeople can remember, has been on the rise for the past ten years. Terrorists usually use murdering, kidnapping, hi-jacking and bombings to achieve their political purpose. For instance, according to Wikipedia.com (2006), in 1985 816 deaths, then in 2003, more than 1,000 people died by terorist acts around the world. In recent years, terrorism seems to be at a new height and attacks are much more violent than in the past. Unfortunately, in spite of many anti-terror campaigns, projects and organizationsRead MoreIslamic State Of Iraq And Syria ( Isis ) : Profile And Analysis3144 Words   |  13 Pagesto execute an aerial attack, they have many supporters all across the world including within the United States. The USA Patriot Act was created to identify and prevent ISIS and other terrorist groups from aiding and communicating with one another as well as to help with preventing the planning or execution of an attack directed towards the United States and its civilians. (US Department of Justice, n.d.). The United States is constantly fighting terrorism within its borders and overseas. OverRead MoreTerrorism is a Chamaleon1289 Words   |  5 Pagesflourishes. Irredentism abounds†. (Lereche, p.117) On the morning of September 11, 2001, 19 terrorists attacked the United States. People around the world turned on their televisions and became spectators to one of the most devastating terrorist acts ever carried out on U.S. soil. The terrorists hijacked four airplanes in midair. Two of the planes flew into two skyscrapers at the World Trade Center in New York City. Another plane demolished part of the Pentagon in Arlington, Virginia. The lastRead MoreEssay about American Jihad: Homegrown Terrorists1716 Words   |  7 PagesLiving in America, we are given the freedom to practice the faith of our choice, but at the same time it does not give us the right to violate our laws or to organize, finance or develop a group whose motives are to attack and destroy the country they claim to be a citizen of, while practicing that faith or religion. We are now in the midst of a movement where homegrown American jihad will be the destruction of the United States. In the United States, we have Americans that are waiting and wantingRead MoreHow 9/11 Changed the World1522 Words   |  7 Pagesplane take off; now, you have to plan on being at the airport two hours in advance and only ticketed passengers can pass through security. And pilots can now apply to become a federal flight deck officer, which allows them to carry a loaded gun and act as a federal flight deck officer aboard the aircraft. Therefore, there is a major difference between then and now. After 9/11, Americans had been unfriendly to Muslims and Middle Easterners making it very difficult for them to be in the United StatesRead MoreAmerican Sniper Essay1331 Words   |  6 Pagespresents the gripping and unforgettable accounts of his extraordinary battlefield experiences through paper and pen and now ranks to many people as one of the greatest war memoirs of all time but to few a man representing immorality and death. The major question that is being asked is, â€Å"Killing people is wrong, so why is it okay in war?† To begin, here is a background of the character that I have chosen to analyze. Chris Kyle was a native Texan, born in Odessa, Texas, and was the son of a Sunday schoolRead MoreThe American Sniper By Chris Kyle1307 Words   |  6 Pagespresents the gripping and unforgettable accounts of his extraordinary battlefield experiences through paper and pen and now ranks to many people as one of the greatest war memoirs of all time but to few a man representing immorality and death. The major question that s being asked is, â€Å"Killing people is usually wrong, so why is it okay in war?† To begin, here is a background of the main character. Chris Kyle was a native Texan, born in Odessa, Texas, and was the son of a Sunday school teacher and a deaconRead MoreThe War On Terrorism And The World Trade Center3580 Words   |  15 Pagesin said â€Å"war† (â€Å"War on Terrorism†). Congress later approved forty billion dollars’ worth of emergency funds to aid reconstru ction and prepare for military action. A law was passed in order to allow presidents to â€Å"use all necessary and appropriate force against those nations, organizations, or persons he determines planned, authorized, committed or aided the terrorist attack†¦or harbored such organizations or persons† (â€Å"War on Terrorism†). Americans are now asking: â€Å"What is expected of us?† America

Geothermal Power Sustainable Thermal System

Question: Discuss about the Geothermal Power for Sustainable Thermal System. Answer: Introduction Bayer et al., (2013) stated that geothermal power is the power, which is produced by the geothermal energy. The technologies utilized for the geothermal power are dry stream power stations, binary cycle power stations as well as flash stream power stations. As of 2015, the capacity of the geothermal power is of amounts to 12.8 gigawatts (GW). This power is considered as sustainable renewable sources of energy as the removal of heat is small as evaluated with Earths heat content. Bertani (2012) argued that the interior of the earth is predictable to carry on very hot for billions of years, makes sure for limitless heat flow. Geothermal power plants are capturing heat as well as converting it into energy in electricity type. The below image demonstrates the basis of production of geothermal electric power and warm from the Earth. As there is a raise in a depth of Earth, the temperature also increases. Figure 1: Temperatures in the Earth (Source: Bayer et al., 2013, pp-451) Zarrouk and Moon (2014) discussed on the basic principles of this geothermal power are that heat will stream from the region, which is hotter than the region, which is cooler, but on no account the other way about. The earth captures the heat from the ray of the sun as well as stores it below the ground. With a couple of pipes, heat exchanger as well as a distribution system, it is easy to utilize the geothermal energy in most of the household's appliances. Conceptsof geothermal power generation system The low-temperature thresholds for generation of power are changing to advanced power generation technologies using fluids that heat at low temperature than water. Where the temperatures are inadequate to produce stream directly, a binary system approach is being used. Coskun, Bolatturk and Kanoglu (2014) reflected that in the non-volcanic regions, generations of power from geothermal resources are centred on the binary systems at lesser heat or expansion of Enhanced Geothermal System technologies (EGS) at the high temperature. According to Chamorro et al., (2012), currently the most widely recognized approach to capturing the energy from the geothermal resources is to tap it into actually happening hydrothermal convention system. Ghasemi et al., (2013) argued that in the particular system, the cooler water saturates the crust of the Earth, and afterward it is warmed up as well as rises to the surface. Once the warmed water is compelled to the surface, it is simple to capture the str eam as well as after that utilization it to make electric generators. Geothermal power plants are utilized to drill holes into the stone in order to capture stream. Technologies used in geothermal power generation Developed in the 1980s, the technology is being developed in the use of geothermal power plants through the globe in areas that consisted of lower resource temperatures (Stachel Wisniewski, 2015). The capability in order to utilize of lower temperature resources raises the number of the reservoirs that are used for a production of power. Bouncier et al., (2015) stated that there are three basic designs for the geothermal power plants, which are categorized as follows: Geothermal flash power plant: It generates power by using geothermal reservoirs of water that consist of temperature greater than 360 degrees Fahrenheit. Karlsdottir et al., (2015) opined that within this power plant, high-pressure separates stream from the water within stream separator when the pressure is dropped, and water is raised. The stream is delivered into a turbine and then it powers a generator. Any leftover water, as well as stream, are injected back to the reservoir and make it a sustainable resource (DiPippo, 2012). It is the most popular method to generate geothermal power. Figure 2: Geothermal flash power plant (Source: Karlsdottir et al., 2015, pp-507) Geothermal dry stream power plant: Buonocore et al., (2015) stated that it generates power by drawing stream from the underground resources. The stream is produced straightforwardly from the geothermal reservoir, and it is used to run the turbines, which control the generator. As there is no water, therefore the stream separator utilized in the flash is not required (Bertani, 2016). This power plant accounts for 50 percent installed geothermal capacity in Australia. The example for an underground resource for the stream is geysers. Figure 3: Geothermal dry stream power plant (Source: Buonocore et al., 2015, pp-479) Geothermal binary power plant: It generates power using water at a temperature of 225-360 degree Fahrenheit. Astolfi et al., (2014) opined that this power plant uses of geothermal water to heat up second liquid that simmers at low temperature. The exchange of heat divides the water from the working fluid while moving the heat energy. When the functioning fluid is vaporized, then the force of increasing vapor such as steam turns the turbine, which powers up the generator (Odum Zarrouk, 2015). After that, the geothermal water is re-injected into a congested loop and then it separates from a basis of groundwater with lowering the rate of emissions. Figure 4: Geothermal binary power plant (Source: Astolfi et al., 2014, pp-437) From the three used technologies for geothermal power generation, it is identified that the technological use of geothermal energy is electrical supply of power, sustainable power generation modes, power plants as well as heating and cooling. Pambudi et al., (2014) discussed that geothermal plants are very low planned as well as unplanned outage rates. The availability of the geothermal power is measured as some hours that a power plant is being accessible. It is kept in mind that the end goal is to deliver power partition by aggregate hours in a set of a time period, for the most part, a year of around 95 percent (Luo et al., 2014). It is then recognized that the geothermal power plants are accessible for an era of 95 percent of the time, taking into account the perceptions of the plant administrators. Advantages and disadvantages of available geothermal power technology Advantages of geothermal power technologies The following are advantages of geothermal power, which creates a protected environment, and it is exceptional sources of low-priced, easy, renewable as well as consistent power. Cost saving: Li et al., (2015) stated that the geothermal power is one of the renewable sources of energy. Due to a use of the current technologies, geothermal power engages low running cost, and it keeps 80 percent costs over the fossil fuels. No fuel is utilized for creation of power, and it does not need purchasing as well as transporting costs. No pollution: It is non-polluting, zero carbon as well as environmentally friendly. Guan, Hooman and Gurgenci (2016) discussed that due to renewable sources of energy, the power helps to reduce global warming as well as pollution. There is no consumption as well as a generation of by-products. It is not needy on the weather circumstances. Direct use of geothermal power: It is used directly. It is used for some of the purposes such as heating homes, cooking purposes. Alimonti and Soldo (2016) reflected on the statement that as it is directly used, therefore it is both cheaper as well as affordable. The initial investment is vertical but in the end with a huge saving of cost makes it functional. Less space and maintenance: Maintenance of the geothermal power plant is less. Geothermal heat pump systems are using 25 percent to 50 percent less electricity as conventional systems to heat or cool (Csanyi et al., 2010). It also requires a flexible design with less space for hardware is required. As geothermal power plants are not occupying much space, therefore it is used to protect the natural environment. Latest technological use: Due to technological advancement such as enhanced geothermal systems, it makes to have more resources exploitable as well as lowers the cost. Disadvantages of geothermal power technologies Location site issues: Only a few of the sites have the probable of geothermal energy. Most of the sites where the geothermal energy is being formed are distant from the cities. Therefore it requires consuming (Astolfi et al., 2014). Sometimes, it is lost due to long distance transmission of electricity. High installation cost: Installation of a cost of steam power plant is high. Guan, Hooman and Gurgenci (2016) opined that the installation of geothermal power system requires a certain amount of land for the system to be installed. Therefore, it makes impossible to implement geothermal systems for house owners within big cities. Csanyi et al., (2010) argued that there are no such guarantees that the quantity of energy that is formed will authenticate the capital spending as well as operational cost. Environmental issues: Sometimes, it releases harmful as well as poisonous gasses that escape through holes drilled during the construction (Ghasemi et al., 2013). The power plants are related to sulfur dioxide, silica emissions, as well as reservoirs, consists of toxic heavy metals. Sustainability issues: Odum and Zarrouk (2015) stated that reservoirs are exhausted if the liquid is being expelled speedier replaced. Efforts are given to infuse the liquid once again into the geothermal reservoir after the thermal energy is being used. The geothermal power is considered as sustainable if the reservoirs are aimed at efficiently. Stachel and Wisniewski (2015) opined that the bottom line is that geothermal power is regarded as environmentally friendly, reliable as well as sustainable. It makes the energy no-barrier but due to heavy installation cost, it may become a barrier sometimes. Research problems Geothermal power has some of the barriers which are required to overcome such as high temperature are concentrated in particular areas; it has lower capacity factor and site location issues. Coskun, Bolatturk and Kanoglu (2014) stated that due to those identified barriers, it gives negative impacts on the research and environment. The negative impacts are related to hot water as well as gasses released into the environment. Technological barriers lie in high exploitation, a high cost of investment for production of electricity as well as a risk of failure during exploitation. Ghasemi et al., (2013) argued that sometimes, regulation, as well as administrative procedures, is the obstacles that do not encourage application as well as diffusion of renewable energy. The main problems that are required to overcome are an improvement in resource assessment as well as forecasting, improvement in drilling technologies, system integration, and environmental impact mitigation. Bertani (2016) opined that further research is undertaken, technology advances are made as well as literature becomes available in the findings of the study might require reviewing as well as re-evaluate. In the research, where the gaps of the information are identified, they are noted, and recommendations are made for future study. Pambudi et al., (2014) argued that the problem with the generation of power is wastage of heat, which is excess stream are produced when transforming the geothermal energy to power. One of the solutions for this problem is environmental legislature assign restraints with an addition of cooling ponds near the extraction site. Li et al., (2015) reflected that the geothermal energy focuses on the current status of research on energy regards of different technologies. Goals and future prospects Geothermal power has played a potential part in moving Australia toward a more sustainable energy system. It is considered as one of the renewable energy advancements that provide consistent and additionally base load powers. Alimonti and Soldo (2016) opined that among three power plants, binary geothermal plants are utilized as an adaptable source of energy keeping in mind the end goal to adjust the variable supply of renewable resources. This kind of plant has the ability to incline generation up and also down different times every day, from 100 percent of nominal power down to least of 10 percent (DiPippo, 2012). In the future, in order to use of geothermal power, two of the emerging technologies need further development such as: Enhanced geothermal systems: Geothermal heat happens under the surface of the earth and the way to capture the heat within the dry areas is defined as enhanced geothermal systems. Csanyi et al., (2010) stated that this technology consists of challenges such as securing well commercial productivity, minimize cooling as well as water loss are required to overcome before it is viable. As this system offers a promise of worldwide distribution, therefore it is most potential for future use. Co-production of geothermal power within oil as well as gas wells: The lower temperature of geothermal energy is being resulting from a geothermal liquid that is originate at temperatures of 150 degrees. Buonocore et al., (2015) expressed that the geothermal resources are used for direct utilize applications, for example, warming of a building. In any case, it produces power through double cycle procedures of geothermal. Oil and gas segments are on the item, which represents to a huge capability of sources of this kind of geothermal energy. Coskun, Bolatturk and Kanoglu (2014) argued that in existing oil and in gas reservoirs, a huge measure of higher-temperature water is available that takes into consideration co-generation of geothermal power alongside the removal of oil as well as gas resources (Huddlestone-Holmes, 2014). In some of the cases, the misuse of the geothermal resources upgrades the oil and gas extraction. Convective or hydrothermal systems: The hydrothermal resources are raised when hot water is created in fractured rock at low to modest depths as an outcome of intrusion within the earths crust (Bertani, 2012). Hot molten rocks heat high temperature of hydrothermal resources. More than 9000 MW of the power is being generated from the conventional geothermal reservoirs. Zarrouk and Moon (2014) stated that the countries should have a possibility to produce 10,000 to 30,000 MW, excluding the hydrothermal systems are commercially demoralized for decades. Even its growth hampers by limited distribution worldwide. Conclusion It is concluded that the geothermal power minimizes the air pollution such as the new state of ability geothermal binary cycle plants are produced no air emissions. It is also seen that all the geothermal energy are the renewable sources of energy as the rate of extraction of heat from the earth does not exceed the rate at which the thermal reservoir it depends on upon is revitalized by the earths heat. It is recommended that improvement over enhanced geothermal system technologies is one of the prospects which become competitive, even untapped geothermal resources are developed. The paper reflects that the most common method to capture the energy from the geothermal sources is to tap into the hydrothermal system wherever the cooler water is heated up as well as rises to the surface. Some of the technological barriers lie in this research is high exploitation, a high cost of investment for production of electricity as well as a risk of failure during exploitation. References Alimonti, C., Soldo, E. (2016). Study of geothermal power generation from a very deep oil well with a wellbore heat exchanger.Renewable Energy,86, 292-301. Astolfi, M., Romano, M. C., Bombarda, P., Macchi, E. (2014). Binary ORC (Organic Rankine Cycles) power plants for the exploitation of mediumlow temperature geothermal sourcesPart B: Techno-economic optimization.Energy,66, 435-446. Bayer, P., Rybach, L., Blum, P., Brauchler, R. (2013). Review on life cycle environmental effects of geothermal power generation.Renewable and Sustainable Energy Reviews,26, 446-463. Bertani, R. (2012). Geothermal power generation in the world 20052010 update report.Geothermics,41, 1-29. Bertani, R. (2016). Geothermal power generation in the world 20102014 update report.Geothermics,60, 31-43. Buonocore, E., Vanoli, L., Carotenuto, A., Ulgiati, S. (2015). Integrating life cycle assessment and emergy synthesis for the evaluation of a dry steam geothermal power plant in Italy.Energy,86, 476-487. Chamorro, C. R., Mondjar, M. E., Ramos, R., Segovia, J. J., Martn, M. C., Villaman, M. A. (2012). World geothermal power production status: Energy, environmental and economic study of high enthalpy technologies.Energy,42(1), 10-18. Coskun, A., Bolatturk, A., Kanoglu, M. (2014). Thermodynamic and economic analysis and optimization of power cycles for a medium temperature geothermal resource.Energy Conversion and Management,78, 39-49. Csanyi, Ä ½., Kristof, V., Kusnir, S., Katin, M., Marci, M. (2010). Geothermal Energy.Intensive Programme Renewable Energy Sources May. DiPippo, R. (2012).Geothermal power plants: principles, applications, case studies and environmental impact. Butterworth-Heinemann. Ghasemi, H., Paci, M., Tizzanini, A., Mitsos, A. (2013). Modeling and optimization of a binary geothermal power plant.Energy,50, 412-428. Guan, Z., Hooman, K., Gurgenci, H. (2016). Dry Cooling Towers for Geothermal Power Plants.Alternative Energy and Shale Gas Encyclopedia, 333-349. Huddlestone-Holmes, C. (2014). Geothermal Energy in Australia. Karlsdttir, M. R., Plsson, . P., Plsson, H., Maya-Drysdale, L. (2015). Life cycle inventory of a flash geothermal combined heat and power plant located in Iceland.The International Journal of Life Cycle Assessment,20(4), 503-519. Li, K., Bian, H., Liu, C., Zhang, D., Yang, Y. (2015). Comparison of geothermal with solar and wind power generation systems.Renewable and Sustainable Energy Reviews,42, 1464-1474. Luo, C., Lu, Z., Gong, Y., Ma, W. (2014). Thermodynamic parameter matching ability of geothermal flash-binary power system.Journal of Renewable and Sustainable Energy,6(3), 033126. Odum, E. O., Zarrouk, S. (2015). Efficiency of Geothermal Binary Power Plants: a Worldwide Review Update.International Journal on Energy Conversion (IRECON),3(1), 17-26. Pambudi, N. A., Itoi, R., Jalilinasrabady, S., Jaelani, K. (2014). Exergy analysis and optimization of Dieng single-flash geothermal power plant.Energy Conversion and Management,78, 405-411. Stachel, A. A., Wiņºniewski, S. (2015). Influence of the type of working fluid in the lower cycle and superheated steam parameters in the upper cycle on effectiveness of operation of binary power plant.Archives of Thermodynamics,36(1), 111-123. Zarrouk, S. J., Moon, H. (2014). Efficiency of geothermal power plants: A worldwide review.Geothermics,51, 142-153.

Motivation and Banking

Introduction Motivation can broadly be described as the driving inner or outer force through which we achieve various desired life goals. It is either intrinsic or extrinsic. Intrinsic motivation refers to the driving inner force mostly associated with enjoyment, high educational achievements. Extrinsic motivation, on the other hand, relates to a driving external force in one’s life to achieve desired goals and objectives.Advertising We will write a custom essay sample on Motivation and Banking specifically for you for only $16.05 $11/page Learn More Such motivations include can be looked at as rewards for efforts implemented to achieve something. The rewards may be in the form of money for a task accomplished, grades attained in a school setting, coercion and the threat of punishment because of indulgence in a situation (Lee, 78). For instance, his parents may tell a student that he will not be catered for in basic and essential needs failure to achieve a certain grade. Motivation additionally and in accordance to various motivation theories can be defined as a need to minimize physical pain or suffering and maximize pleasure. Discussion The respondents as illustrate were in the range of 17 years and 24 and above years. It’s evident that most the respondent’s stay in Australia is not too long. For instance, for most female its in the range of 7 months to one year. For most male, it’s between below three months and four to six months. On a survey on the major reason for finding a job being the salary as the motivating factor, most male were indifferent on the issue while most of the women were of the opinion that it’s the chief reason as to why people find a job. On the issue of whether most people love the job more than the salary, most male were observed to agree with the statement. The female were quite indifferent in agreeing with statement and some were undecided. Most men agreed that they st udy more courses for the higher salary. A good number of females were also in agreement with that notion. Freedom is very essential while performing one’s work as shown in the survey as most respondents agreed that they require their own freedom to perform their work duties. As to whether the job performed suits who you are, most female agreed with that notion while quite a good number of men also agreed with the same. Its thus evident that the job performed actually suits who we are. A mixed reaction was obtained on to whether people should work harder with increased incentives. Most were in the range of undecided and those who agreed with such sentiments. As to whether one should travel to many places with the job that interests you a mixed reaction was also obtained with some strongly agreeing and others were actually undecided.Advertising Looking for essay on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More With regard t o the survey done on the banking operations and the impact of technology on the banking sector, this has influenced banks to adopt it to have a competitive edge in serving their loyal customers. Information technology has brought in greater convenience, effectiveness and efficiency and can to offer more banking products to customers in the banking sector. For instance, banks offer Automated Teller Machines (ATMS), EFTPOST, telephone banking and internet banking which are modern and convenient modes of faster banking. The banks highly recommend and encourage their customers to use the telephone and or internet banking, as opposed to the earlier branch based visit services. The extension of the internet banking services goes along with the customer perception, acceptance and the satisfaction derived from the use of such services. The internet banking transaction services was introduced in the 1980’s and has seen profuse growth and is highly expected to see more growth with the development of more technological innovations. This is as was denoted by Peterson in 2006. A survey conducted consisting of sixty shoppers in Glenferrie Road, Hawthorn in 2006 focused on the banking services used by customers, the population that uses and that which does not use the e-banking services. Also, the consumer behavior as to the possible reasons why customers decide on the appropriate mode of banking transaction was looked into. Out of 60 respondents, 34 were men and 26 were women. Income wise, it was shown that the majority of people earned below $1500 per week in the age bracket of 18 to 40 years. A portion of those who were 40 years and above earned between $3000 and $ 5000 per month. Most people interviewed held savings account. Non-internet banking services users consisted of 14%, and were less likely to hold a cheque account compared to e-bank users who consisted of 33%. The access of banking services through the branch consisted of 83% of the respondents. The commo n mode of accessing banking services was by use of the Automated Teller Machines and EFTPOST. The survey showed that ATMS were often used 60% of the population used in the survey, 37% of the respondents used EFTPOST, 7% never used ATMS and 25% never used EFTPOST. Telephone and internet banking were not intensively used. Recommendations It’s most evident that most people really value investing in themselves through work with the major goal and expectation of a motivating factor reward in the form of monetary terms. Conducive measures therefore to practice people’s hard earned skills on the job needs to be put in place to encourage them to work even much harder. Since its evident that study of more courses goes in line with higher salaries, such different courses should be well laid emphasis on and mentorship on the same should be highly encouraged.Advertising We will write a custom essay sample on Motivation and Banking specifically for you for only $16.0 5 $11/page Learn More People should be encouraged to work hard for what they really believe in and actually dream to achieve in their future as most jobs suit who they are. As most people would go greater lengths in terms of achieving their dreams of the work they desire most, they should be widely encouraged to follow their dreams even if it would mean travelling a lot. The basic reason for using the banking services as shown by most people is to gaining access to cash used for different transactional purposes. The second most reason is making of deposits through the cheque or cash. A few used the banking services to check for their bank balances (Lee, 103). The main advantage of the telephone and internet use of banking services is that they do not require the physical appearance of the person concerned (Gkoutzinis, 243). Additionally, the modes do not require the use of cards to identify with the person, but rely solely on electronic transmission of identification of access codes and numbers or appropriate passwords. The major reason for use of e-banking as portrayed by a number of respondents was due to time-saving mechanism, convenience, full time availability and cost effective. This is because the e-banking services can be accessed majorly from home, the work place, and even the study place. The reasons as to why some people do not use the internet banking services includes the ignorance that people may have on the use and access of the e-banking services. Also, some quote of security reasons due to the increasing number of hackers and robberies. Nevertheless, some thought it very useful to learn on the use of the e-banking banking services. Lack of adequate information on the use of the e-banking services was a major reason as to why some people did not use these services. E-banking permits the full access to account balances, funds transfers between accounts and account payments. The accessibility to the bank account are varied from dif ferent customers for instance some have daily access depending on their needs, while others on a monthly basis. Those who frequently use the bank services have a favor in using the e-banking services. Most of e-bank uses, in fact, have more than one account. The income levels of different bank service users determine the account that they operate. The high-income earners for instance use the e-banking facility frequently since they have numerous transactions and e-banking have an ideal convenient platform for this. There is a great desire for more information as postulated by the non e-banking users.Advertising Looking for essay on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Conclusion Therefore it’s the duty of institutions, mentors, parents from the grass root level to nurture their kids in the manner so desired so that they can grow in an all rounded manner. People should also strive to achieve that which they believe in. Also, superb working conditions should be put in place to allow for people to work in conducive conditions which will support their lives. The banks hence have a role to educate the bank services users on the importance of the use of the internet banking. In conclusion, it is apparent that the banking services have changed greatly in the recent years and customers have resulted to the use of ATMS and EFTPOST, telephone banking and internet banking. The gender is highly insignificant in the determination of the account to be used by individuals. It is also evident that high-income earners are likely to adopt the use of telephone banking and internet banking with a lower usage by the lower-income earners. Banks, therefore, have a duty to promote their e-banking services and enlighten their customers on their major importance. Cited work Gkoutzinis, Apostolos Ath. Internet banking and the law in Europe: regulation, financial integration and electronic commerce. Cambridge [u. a.: Cambridge Univ. Press, 2006. Print. Lee, In. E-business innovation and process management . Hershey, PA: CyberTech Pub., 2007. Print. This essay on Motivation and Banking was written and submitted by user Brianna Snyder to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

The Difference Between the Words Aural and Oral

The Difference Between the Words 'Aural' and 'Oral' The words aural and oral are often confused, most likely because theyre nearly homophones (that is, words that sound the same). While the two words are related, theyre not interchangeable and in fact are in contrast with one another. Heres what you should know before using these words in your writing or speech. Definitions The adjective aural refers to sounds perceived by the ear. For instance, a musicians aural skills might refer to their ability to identify melodies and intervals by hearing them, rather than seeing them written out in sheet music. The adjective oral relates to the mouth: spoken rather than written. In everyday life, its often used in the context of dentistry (i.e. an oral exam checks for cavities, gum disease, etc.). It can also be used to describe something spoken, often in contrast with writing. For instance, a foreign language class might have a two-part exam: a written exam as well as an oral exam that requires speaking the language aloud. Origins Aural derives from the Latin word auris, which means ear. Oral dervies from the Latin oralis, which in turn derived from the Latin os, meaning mouth. Pronunciations In common speech, aural and oral are often pronounced similarly, which can contribute to the confusion between the two words. However, the vowel sounds at the beginning of each word are technically pronounced differently, and one can consciously emphasize those differences if confusion seems likely. The first syllable of oral is pronounced as it looks: like the conjunction or, as in this or that. The first syllable of aural, with the au- diphthong, sounds more similar to the ah or aw sound, like in audio or automobile. Examples: Harlems brand of ragtime was not made to accompany dancing or seduction; its only aim was aural delight. . . . The music flourished where it could feed, and feed off of, high spirits.(David A. Jasen and Gene Jones, Black Bottom Stomp. Routledge, 2002)Poetry remembers that it was an oral art before it was a written art.(Jorge Luis Borges) Usage Note: For many speakers of English, these words sound the same. But for all, their meanings are distinct. Aural refers to the ear or to hearing: aural disease, a memory that was predominantly aural. Oral refers to the mouth or to speaking: an oral vaccine, an oral report.In certain contexts, the difference can be more subtle than might be expected. An oral tradition is one that is conveyed primarily by speech (as opposed to writing, for example), whereas an aural tradition is one that is conveyed primarily by sounds (as opposed to images, for instance). (The American Heritage Guide to Contemporary Usage and Style. Houghton Mifflin, 2005) Answers to Practice Exercises: Aural and Oral (a) Tall tales and legends have filtered down to us through oral traditions and early written records.(b) Her music is the aural equivalent of a deep breath of country air. Glossary of Usage: Index of Commonly Confused Words

Is Openly Carrying Guns A Justifiable Act Essay Example | Topics and Well Written Essays - 750 words

Is Openly Carrying Guns A Justifiable Act - Essay Example The 2nd Amendment, which states, "a well regulated militia, being necessary to the security of a free state, the right of the people to keep and bear arms shall not be infringed" gives people the liberty to arm themselves with weapons for their own self-defense. This right is respected by some states to the extent that people should expose the guns they are carrying, so long as they were legally acquired. One camp, such as that of Virginia Citizens Defense League (VCDL) considers themselves responsible gun owners and claims that they do not use the gun until it is necessary. They believe that the sight of guns is enough to dispel any untoward incidents by criminals. Because of this, so many people were enticed to buy guns for themselves. VCDL’s issuance of gun permits increased dramatically from 3,000 in 1994 to 180,000 in 2009. However, some people may not react positively to this since guns are very tempting to just use at one’s whim if that individual is impulsive. I t may go off accidentally hurting even the owner, or someone within peripheral distance. If the gun carrier is prone to temperamental outbursts, then it is worse, since if he is provoked, then he has his gun to vent his temper with. Responsible gun owners are aware of this and vehemently deny that they are that weak. They even advocate for the law of first investigating the background of whoever wants to buy a gun before releasing it to just anyone who may have the impulse to use it any which way he wants. This is where people call upon the 14th Amendment. It is clearly stated in Section one of this amendment that: â€Å"No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of life, liberty, or property, without due process of law; nor deny to any person within its jurisdiction the equal protection of the laws†. This amendment, or Incorporation Doctrine, advocates the Bi ll of Rights to balance off whatever laws that may override the rights of others. In this case, the 2nd Amendment may give the right to people to â€Å"bear arms† however, it should also respect the rights of others who do not advocate gun ownership in the belief that it is not necessary. This conflict causes a huge confusion that may leave people divided, and the government, in a â€Å"fence-sitting† position. President Obama was known as the most anti-gun president. NRA or National Rifle Association protested against him for gun control laws. Obama’s stand was that guns are harmful and should not be openly carried even if it is licensed in order to prevent it from firing at anyone, whether intentionally or not. The NRA organization claims that its members are responsible gun owners who are discerning about gun use and are against loosely selling firearms to just about anyone. Seven states have ruled that any gun manufactured in their state is exempt from gun c ontrol laws. This implies no background checks, no age restrictions, no requirements for sellers to check out before releasing guns to buyers. This is their interpretation of the second amendment right. This ruling may be abused by some people who may claim that the gun they own was manufactured in that state, hence they do not have to go through thorough background check before being issued a permit. The federal government may also be suspected of concealing weapons so that these would be exempt from gun control laws because Obama has not done anything regarding NRA’s protest, and seems apathetic to the issue. Personally, I am not in favor of the Open Carry gun policy of some states. I do respect their belief of

Methods of Engagement in Afghanistan Research Paper

Methods of Engagement in Afghanistan - Research Paper Example Hamid Karzai, who was elected at large as president in 2004 was again re-elected in 2009. Notwithstanding the political progress gained by that war-torn country since the toppling of the Taliban, there remain serious challenges to Afghanistan’s political and economic transition (The World Factbook: Afghanistan 2010). On the security front, the Taliban have risen again to mount what is called today a neo-Taliban insurgency, which is slowly spreading in the countryside especially in the south because of the weakening of Karzai’s support among the local tribal leaders there. Afghanistan’s economy is also one big factor that is holding back the success of the reconstruction process. The long years of conflict had taken a toll on its economy and the infusion of funds from international sources during the reconstruction is not enough to turn it around and lift the country from total poverty. Poverty has led not only to shortages in housing, food, medical care and other basic support for its population but it has also led to the difficulty in eradicating opium poppies cultivation. As a matter of fact, opium poppy cultivation increased rather than decreased after the toppling of the Taliban and during reconstruction period in 2004 (The World Factbook: Afghanistan 2010; Gootnick 55). Finall y, ethnic and religious undertones often underpin conflicts that are still raging in Afghanistan as can be evidenced from the Taliban-led insurgency in the countryside. In accomplishing a successful reconstruction in Afghanistan, the US and its Coalition must succeed in eradicating the three-pronged problem that plague and hamper it: insurgency; economic poverty, and; religious and ethnic fundamentalism. One way of affecting a solution with the least loss of lives and minimal resources is a method of engagement that has already been recently put into a test by the Coalition Forces and is known as tribal engagement. This is the most credible solution to